FOR PRIVATE INDIVIDUALS OR EMPLOYEES TAKING THE CASH OPTION

Corporate Sales Personal Car Plans add greater FLEXIBILITY to the way that you can finance your vehicle. Research shows that most car owners would like to replace their vehicle every two to three years, so we developed a way of enabling you to drive a new car every three years without spending a fortune. In fact benefiting from monthly payments lower than those associated with traditional finance plans. The main principle behind a Personal Car Plan is the Residual Value of the car agreed at the beginning of your contract. The Residual Value is the guaranteed amount we will pay at the end of the agreement (subject to our terms and conditions). Here's how it works:- You pay an initial deposit on the vehicle of your choice (this can be as low as 10%). You determine your annual mileage for the 36 month contract period. The Finance Company agrees a guaranteed Residual Value of the vehicle. Your deposit and Residual Value are deducted from the original selling price and your monthly repayments are based on the balance. You are now left with three options:- You can sell the vehicle for a profit and pay us the Residual Value, use this profit for a deposit on another vehicle. You can buy the vehicle outright - Just pay us the Residual. You can return the vehicle to us and walk away owing nothing.

Small cars from just £99 per month Executive cars from just £299 per month

Benefits:- You get to drive a new car without having to buy it outright. FLEXIBILITY - you have three choices at the end of the contract. Guaranteed Residual Value protects you against adverse price fluctuations in the used car market. A new vehicle every three years with easy disposal of your old one. Deposit as low as 10%.